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Everything you need to know about the home first insuranceIt is not a luxury to have homeowners’ insurance; rather, it is a requirement. And not simply because it saves you from costs of break-ins, theft, and damage to your property and goods. Mortgage lenders almost universally require borrowers to have a home insurance policy for a property’s comprehensive or fair value (typically the purchase price).The mortgage lenders will not provide a loan or provide financing for a residential real estate transaction unless the borrower can provide proof that they have this coverage. Therefore, this article will help you understand everything…

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